Sm40 Terms & Conditions — Please read carefully before use

By accessing or using the sm40 platform, you confirm that you have read, understood, and agreed to these Terms and Conditions in full. These terms constitute a legally binding agreement between sm40 and each registered member.

Sm40 reserves the right to update or modify these terms and conditions at any time. Members will be notified of any changes via email or the platform. Continued use of the platform after changes have been made will be considered your acceptance of the updated terms.

These Terms and Conditions are written in Bengali. In the event of any ambiguity or dispute, the Bengali version shall be considered final. sm40 reserves the right to suspend any account at any time for non-compliance with its rules and Terms and Conditions.

To register on sm40, the following conditions must be met:

• You must be at least 18 years of age.
• All information provided at registration must be truthful, accurate, and complete.
• Only one account is permitted per person, address, or payment method.
• Any changes to your account details must be reported to sm40 promptly.
• Members are solely responsible for the security of their own account.

If any individual attempts to open multiple accounts, all accounts will be closed and deposited funds may be forfeited. sm40 reserves the right to review and reject any registration request at its discretion.

Account login credentials (username and password) must not be shared with any third party. The account holder is solely responsible for all activity conducted through their account.

Sm40 verifies the identity of all members in accordance with international anti-money laundering policies. Completing the KYC process is mandatory before any withdrawal can be made.

Any one of the following documents must be provided for KYC verification:

• National ID Card (NID)
• Passport
• Driving License

A utility bill or bank statement issued within the last 3 months may be required for address verification. KYC verification is typically completed within 24 hours, though complex cases may take up to 72 hours.

The following rules apply when making a deposit on sm40:

• Minimum Deposit: ৳300 (BDT)
• Maximum Deposit: ৳50,000 per day (may vary depending on account level)
• Accepted payment methods: bKash, Nagad, Rocket, Bank Transfer
• Deposits are generally credited to the account instantly.
• Only payment methods registered in your own name may be used.

Depositing through a third party is strictly prohibited. If third-party funds are detected, the full amount will be returned and an investigation into the account will be initiated. sm40 reserves the right to reverse any deposit where an irregularity is found.

The following conditions apply to all withdrawals from sm40:

• Minimum Withdrawal: ৳500
• Maximum Withdrawal: ৳1,00,000 per day
• Withdrawals will not be processed until KYC verification is complete.
• Withdrawals are typically processed within 24 hours. Bank transfers may take 3–5 business days.
• Withdrawals can only be made using the same payment method that was used for the deposit.

Sm40 reserves the right to hold any withdrawal request or request additional verification for security purposes. Bonus funds cannot be withdrawn until all applicable wagering requirements have been met.

All bonus and promotion offers on sm40 are governed by the following general terms:

• Each bonus offer comes with its own specific terms, which are detailed on the offer page.
• The welcome bonus is available once only, applied to your first deposit.
• Bonus funds cannot be withdrawn directly — you must first meet the specified wagering requirement.
• Any attempt to claim bonuses using multiple accounts will result in closure of all associated accounts.
• Sm40 reserves the right to modify or cancel any bonus offer without prior notice.

Certain games or bet types may be restricted when wagering with bonus funds. Please read the full terms of each bonus before accepting it. In any bonus-related dispute, sm40's decision is final.

The following rules must be observed when placing bets on sm40:

• Once a bet is confirmed, it cannot be cancelled or modified.
• Sm40 may void any bet accepted at incorrect odds due to a system error or technical fault.
• If an event is cancelled, the bet amount will be refunded.
• In live betting, odds change in real time — the odds at the moment the bet is confirmed are the ones that apply.
• Maximum bet amounts may vary depending on the game or event.

Sm40 reserves the right to investigate accounts where suspicious betting patterns are detected. Winnings may be forfeited if arbitrage betting or bonus abuse is identified.

The following activities are strictly prohibited on the sm40 platform:

• Creating multiple accounts or using another person's account.
• Registering with false or fraudulent information.
• Money laundering or transactions involving illicit funds.
• Participation in match fixing or manipulation of sports events.
• Hacking the platform's software or exploiting vulnerabilities.
• Placing bets using bots or automated software.
• Operating an account using a third party's funds.

Any member found engaging in the above activities will have their account permanently closed, all deposited funds forfeited, and legal action taken if necessary.

Sm40 may temporarily or permanently close an account in the following circumstances:

• If evidence of a breach of our terms and conditions is found.
• If KYC verification is not completed or false documents are submitted.
• When suspicious or fraudulent transactions are detected.
• At the member's own request (self-exclusion).
• Due to a security risk.

Before closing an account, the member will be informed of the reason and given an opportunity to respond — unless immediate action is required. Members may also request closure of their own account at any time.

Sm40 takes responsible gaming very seriously. We believe entertainment should always remain within your control. To support this, sm40 offers the following tools:

• Deposit Limit: Set daily, weekly, or monthly deposit limits.
• Loss Limit: Set a maximum loss limit for a given period of time.
• Session Limit: Set a time limit for how long you want to play.
• Cooling-Off Period: Take a temporary break ranging from 24 hours to 30 days.
• Self-Exclusion: Exclude yourself for a fixed period or permanently.

If you feel that gambling is getting out of control, contact our support team right away. We're always here to help.

Sm40 treats the protection of your personal information as its top priority. We collect only what is necessary and store it securely.

• Your information is never sold or shared with third parties.
• Information may be disclosed to regulatory authorities where required by law.
• All data is protected with SSL encryption.
• You can contact support at any time to view or update your information.

For more details, visit our Privacy Policy Read the page.

Sm40 reserves the right to partially or fully amend these Terms & Conditions at any time. In the event of changes:

• A notification will be sent to the registered email address.
• A notice will be posted on the platform.
• You will be notified at least 7 days before any changes take effect — except in emergency situations.
• Continued use of the platform after any changes will be considered acceptance of the new terms.

If you do not agree to the updated terms, you may request account closure at any time. Any eligible funds remaining in your account will be returned to you.